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Trucking Insurance Coverages in Fenton Missouri | (636) 343-5000

MJM Insurance of Fenton Can Shop for the Best Insurance Protection at the Right Price

Trucking Insurance Coverages in Fenton Missouri | MJM Insurance of Fenton | (636) 343-5000Missouri and the Federal Motor Carrier Safety Administration have specific insurance requirements for tractor trailers. Some coverages are required by law, like primary liability, and others, such as physical damage coverage, are just smart to have.

MJM Insurance of Fenton is a leader in providing all-inclusive programs for Trucking Insurance Coverages in Fenton Missouri.  Our licensed agents have more than 60 years combined experience with automobile liability, general liability, physical damage, motor truck cargo, and workers compensation insurance.  As a business owner who relies on transportation for a living, we understand the importance of having the right insurance in place.

MJM Insurance of Fenton can help you protect your source of revenue, with coverages designed for professional truck drivers and trucking operations. We offer transportation insurance for most types of trucks, including Box trucks, Semi trucks, Flatbed trucks, Front loaders, Tank trucks, Tractors, Dump trucks, Auto hauler trailers, Garbage trucks, Pickup trucks, Flatbed trailers, and more.

Because trucking is a unique industry, insurance carriers offer different types of risks.  Our agents have access to multiple carriers that offer exclusive coverages and options to choose from. We can shop your insurance for you and find a company that is competitive with your specific insurance situation.

Trucking Insurance Coverages in Fenton Missouri include:

Trucking Insurance Coverages in Fenton Missouri | MJM Insurance of Fenton | (636) 343-5000General Liability Insurance covers damages to another person resulting from an accident you cause.  Coverages Include:

  • Bodily Injury and Property Damage Liability
  • Personal Injury and Advertising Injury Liability
  • Medical Payments
  • Products / Completed Operations
  • Damage to Premises Rented to You – Note: Coverage available for 7 days or less

Primary Liability Insurance – covers the damage you might do to other people or property.  Primary Liability Insurance does not cover you or your truck, theft or bodily injury.  Click here to learn about the minimum amount of primary liability insurance that is set by the Federal Motor Carrier Safety Administration.

Motor Truck Cargo Coverage – provides insurance on the goods hauled by a For-hire trucker. It covers your liability for cargo that is lost or damaged due to causes such as fire, collision, or striking of a load. If you are in an accident, commercial cargo insurance will pay for destruction or damage to the load that is being carried.

Removal Expense Coverage  – protects you if your load is accidentally dumped on a roadway or waterway. The coverage pays for the cost to remove debris or extract pollutants caused by the debris.

Sue and Labor Coverage  – pays for costs related to preventing further loss to damaged cargo, legal expenses in the defense or settlement of claims.

Earned Freight Coverage – pays for the freight charges the customer loses because of not delivering a load.

Our agents will sit down with you to discuss the different Trucking Insurance Coverages in Fenton Missouri and help you determine what best meets your situation.  Additional coverages include:

  • Trailer Interchange
  • Medical Payments
  • Uninsured Motorist
  • Workers Compensation
  • Trucking Umbrella
  • Physical Damage
  • Bobtail Insurance and Non Trucking Liability Insurance

As a business owner, you want to be sure to get the best value for your money. And to get the best value, there are actions you can take to prove to the insurance companies you are a responsible driver and/or business owner. Detailed record keeping will not only help the business owner stay organized, but will give you the upper hand when searching for the best insurance rates.  Nonetheless, best practices for a trucking company should include maintaining a list of vehicle types, vehicle uses, recording the mileage of each vehicle and the distance each vehicle travels each year.

As your partner in business, MJM Insurance of Fenton is dedicated to providing you with the right transportation insurance solutions. Whether you are an owner-operator or manage a full fleet,  give us a call for a free consultation on your trucking business.

(636) 343-5000

Additional Resources:

Missouri Department of Transportation

Missouri Department of Motor Vehicles

Missouri Trucking Association

Missouri Department of Insurance

Federal Motor Carrier Safety Administration

Click here for the Missouri Trucking Guide.

Transportation and Livery Insurance | (636) 343-5000

MJM Insurance of Fenton Offers Transportation and Livery Insurance Coverages. We Tailor Insurance Packages that Protect Your Source of Income.

Watch the video for more information!  Click here to contact us now or call (636) 343-5000

 

Fenton Missouri Limo and Taxi Livery Insurance Coverages

Protection for Your Transportation Business

Fenton Missouri Limo and Taxi Livery Insurance Coverages | MJM Insurance of Fenton | (636) 343-5000Our primary goal as insurance agent is to protect our clients and their businesses by providing a proactive approach to their insurance needs. As a partner in business, we understand the need to protect our investments and livelyhood. Fenton Missouri Limo and Taxi Livery Insurance Coverages are required for limo and taxicab companies, whether they are individually owned, or a large fleet operation.

When it comes to purchasing Missouri public livery transportation insurance, we understand that many people consider the lowest price.  The lowest price is not necessarily the best option, so it is  our agents priority to analyze the customer’s needs and requirements. MJM Insurance® of Fenton has direct appointments with many transportation carriers.  This allows us to shop a variety of Missouri insurance companies, and to create a customized Limo and Taxi Insurance package that best meets the needs of our customers.

MJM Insurance® of Fenton is here for the long term.  As a Trusted Choice agency, we are dedicated to you and are committed to treating you as a person, not a policy.
Fenton Missouri Limo and Taxi Livery Insurance Coverages | MJM Insurance of Fenton | (636) 343-5000The insurance market changes year after year.  As licensed agents, it is our job to stay educated by the latest trends and pricing tiers in the transportation insurance industry.  We understand obtaining Fenton Missouri Limo and Taxi Livery Insurance Coverages is not necessarily an easy task, and we are here to help!

There are several options available to choose from and it is important to have a professional agent assess your business needs.   It is helpful to have details of your business to get the most accurate Limo and Taxi Livery Insurance Coverages.  The following is a list of business information you will need to begin a Limo and Taxi Insurance Quote:

  • Complete vehicle description including the model, year, ID number, and serial number.
  • Use of the vehicle and geographical location of customer base.  (<50 miles, >100 miles, etc.)
  • Actual cash value of the vehicle as is, and the cost to buy a new vehicle.
  • Garaging location and the description of garaging location.
  • A list of all drivers’ name, age, state and license number.

Click here for Missouri  Taxi & Transportation License Information

MJM Insurance® of Fenton is committed to the transportation industry and ensures that we can find the right insurance program for your particular needs.  Our agents will discuss the following coverages with you:

  • Auto Liability
  • Auto Physical Damage
  • General Liability
  • Property
  • Packages
  • Excess Auto Liability
  • Excess General Liability
  • Workers Comp

We do not perceive our clients as a sale. We continue to serve our clients and review your needs from time to time to ensure you still have the best coverage that meets your needs.  Call us today to begin a prosperous, long term relationship with experts in Limo and Taxi Livery Insurance Coverages in Fenton Missouri.  For a fast quote call (636) 343-5000.

Fenton Missouri Limo and Taxi Livery Insurance Coverages| MJM Insurance of Fenton | (636) 343-5000

 

 

Trucking Insurance in Fenton Missouri

A Giant Industry With Enormous Risks

Trucking Insurance in Fenton Missouri | MJM Insurance of Fenton | (636) 343-5000MJM Insurance of Fenton is a leader in providing all-inclusive programs for Trucking Insurance in Fenton Missouri.  Our licensed agents have more than 60 years combined experience with automobile liability, general liability, physical damage, garage liability, motor truck cargo, and workers compensation insurance.  We know without the right protection, there can be serious repercussions.

Whether you drive tractor trailers, box trucks, or flatbeds, and you depend on your truck for your business, MJM Insurance of Fenton can help you protect your source of revenue, with coverages designed for professional truck drivers. We offer truck insurance for most types of trucks, including Box trucks, Semi trucks, Flatbed trucks, Front loaders, Tank trucks, Tractors, Dump trucks, Auto hauler trailers, Garbage trucks, Pickup trucks, Flatbed trailers, and more.

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